Skip to content

Download our App today and put money back in your wallet.

Personal Loan PayOff

Borrow some money via a personal loan and now looking to pay it off faster and for less? Send extra payments without the need to budget with Changed and pay it off sooner. Use the Changed App to track your progress and more.

Download the App
Get it on Google Play Get it on Google Play Download on the App Store Download on the App Store
personal-updated2

Look familiar? You may have seen Changed before:

Find out how much you can save

$
%
months

Projected Savings

$X,XXX

Checkmark X months sooner payoff

With Changed

Without Changed

Aug '30

Dec '30

Interest Saved:

$XXX.XX

Time Saved:

X years

This calculator estimates your savings based on use of Changed for the life of your loan. The calculator is an approximation and may not be accurate to your exact loan.

Just $3 a month could save you thousands in fees and interest.

Download App

How to Get Started

No matter what stage of life you're in, whatever your next big financial goal, debt repayment can feel overwhelming. But with the right tools at your fingertips, you can take control of your debt once and for all.

Round Up Savings

When Kylie grabs a caramel macchiato in the morning ($4.73), or meets up with friends on the weekend for sushi ($22.64), she swipes her card and forgets the rest. So what if, in the background, that extra bit of change on every purchase was being put to good use?

That's exactly how Changed operates. Changed tracks your spending and rounds up to the nearest dollar, so you can save big over time without ever feeling the burn. 

Learn more

Set Savings Goals

Stuck between building your savings and paying down debt? With Changed, you don't have to choose. We help you establish an emergency fund, set aside money for a downpayment, or work towards any number of your money-saving objectives. It's streamlined savings, all from the palm of your hand.

Take Jake, for example. Jake didn't let paying down debt stand in the way of pursuing his dreams. In fact, thanks to Changed, he knocked out his debt repayment in just 5 years. Today, he's one step closer to purchasing the home of his dreams. 

Learn more

Automate Payments

Taking a Personal Loan is something that may need to be done. But it doesn't have to be a major headache to make payments. When you use Changed, your everyday spare change roundups add up to extra payments onto your debt. Those micro-savings go directly toward paying down your Personal Loan. That means you're one step closer to not worrying about making a payment!

Learn more

Track Your Progress

Keep the money-saving momentum going with in-app tools to track the progress of your savings. What better motivation than keeping tabs on your small victories along the way? 

Learn more
Automate Accounts
stash
payoff-2
Track Your Progress
Automate Accounts

Round Up Savings

When Kylie grabs a caramel macchiato in the morning ($4.73), or meets up with friends on the weekend for sushi ($22.64), she swipes her card and forgets the rest. So what if, in the background, that extra bit of change on every purchase was being put to good use?

That's exactly how Changed operates. Changed tracks your spending and rounds up to the nearest dollar, so you can save big over time without ever feeling the burn. 

Learn more
stash

Set Savings Goals

Stuck between building your savings and paying down debt? With Changed, you don't have to choose. We help you establish an emergency fund, set aside money for a downpayment, or work towards any number of your money-saving objectives. It's streamlined savings, all from the palm of your hand.

Take Jake, for example. Jake didn't let paying down debt stand in the way of pursuing his dreams. In fact, thanks to Changed, he knocked out his debt repayment in just 5 years. Today, he's one step closer to purchasing the home of his dreams. 

Learn more
payoff-2

Automate Payments

Taking a Personal Loan is something that may need to be done. But it doesn't have to be a major headache to make payments. When you use Changed, your everyday spare change roundups add up to extra payments onto your debt. Those micro-savings go directly toward paying down your Personal Loan. That means you're one step closer to not worrying about making a payment!

Learn more
Track Your Progress

Track Your Progress

Keep the money-saving momentum going with in-app tools to track the progress of your savings. What better motivation than keeping tabs on your small victories along the way? 

Learn more

Take a closer look at the all-in-one savings and debt repayment app.

How it works

 

Changed in the News

Untitled_design_12_ho4vh0

7 Tips to Prepare Yourself Before Student Loan Repayment

Student loan debt doesn't have to be a mystery. Learn about loan repayment before you get there.

Read more
852093_620185

Student Loan Repayment: A Family Affair

Changed has launched the Family and Loved Ones feature so those who want to help most, can.

Read more
Screen Shot 2022-07-29 at 5.01.03 PM

Changed on ABC's Shark Tank

Changed, an app that rounds up the spare change from your everyday purchases to help you pay off your student loans sooner and for less in interest costs, will appear on ABC's popular Emmy-Award-winning reality show Shark Tank Jan. 28 at 8 p.m. CT.

Read more
11207_505125

Changed Founders "Embrace the Broom"

Startup founders who landed a deal with Mark Cuban on 'Shark Tank' used a 100-year-old piece of advice to build their company from the ground up.

Read more
619472_589270

Changed Featured in Money Magazine

Three years ago, Dan Stelmach was stuck in a sales job he didn’t like, trapped by the $850 student debt payments he had to make each month.

Read more
Simple_tips_1_zlfgzs

Simple Tips to Knock Out Student Loans Debt

Discover simple steps you can start taking today to pay off your debt faster.

Read more

Our impact on members like you:

I love how easy it is to "set it and forget it." Engagement with the Changed team always puts a smile on my face.

Michael Spotlight
Michael

It was painless to become debt free with Changed. I tell all my friends about it.

Alyson Spotlight
Alyson

I didn’t even have to think about it. Changed has made a huge difference in my journey toward repayment.

Jake Spotlight
Jake
Man smiling and looking at phone

Steve uses Changed. 

Be like Steve and get debt-free.

Download now.
Get it on Google Play Get it on Google Play Download on the App Store Download on the App Store