• The Who, What, How, and Why

    Learn more about ChangEd

    Who

    Brothers Nick Sky and Dan Stelmach are building a secure and efficient way to help student loan borrowers manage their loans more effectively. Being student loan borrowers themselves, they know that borrowing for school can be a tough and costly choice. In an attempt to easily budget for effective loan repayment, they started toying with the idea of spare change roundups. Out of necessity, ChangEd was born.

    What

    The brothers are working to solve the largest financial crisis of the millennial generation. Student loan debt has reached a critical mass in this nation and is affecting how people spend, save and invest.The mission of ChangEd is to chip away at this massive debt and free recent grads to participate in the economy in a positive way.

     

    With ChangEd a borrower can make additional, interest saving payments using spare change that is rounded up from everyday transactions. ChangEd essentially save borrowers’ thousands of dollars in interest and years off of their loan repayment, effortlessly.

    How

    ChangEd securely links to your spending account, rounds your purchases up to the next dollar and sends that change to your loan servicer. No budgeting, no scheduling. It’s all automatic and aligns with your natural spending habits.

     

    Making additional payments onto a loan’s principal balance is the SMARTEST way to pay down student loans. You shouldn’t have to sacrifice your cup of coffee to do so. We say, buy that latte and let us round up your change and apply it to your loans! ChangEd makes it extremely easy to make this smart decision. It’s a set-it and forget-it decision that changes the way college grads live their lives.

    Why

    Making additional payments onto a loan’s balance is the SMARTEST way to pay down student loans. ChangEd has made it extremely easy to make this smart decision without budgeting and scheduling payments.

     

    The last thing anyone wants to do is make a call to someone they owe tens of thousands of dollars to. We even remove the need to communicate with student loan providers. It’s a set-it and forget-it decision that changes the way college grads live their lives. Student loan debt has reached a critical mass in this nation and is affecting how people work, buy, and start families. The mission of ChangEd is chip away at this massive debt and remove the fear many recent grads have starting businesses, starting families and participating in the economy in a positive way.

     

    The change that used to sit at the bottom of your purse or wallet is a powerful tool in the combat against student debt.

  • The Founders

    Dan

    "Student loans are the Devil!"

    Dan is the man with the plan. He is tired of just blindly paying his student loans and is actually doing something about it. He's super smart and has a true vision for where ChangEd is going. He coined the phrase "nickel and dime your student loans"

    Nick

    "I swear I'm going to get out of this debt in 5 years"

    Nick is the one who gets it done. He is the guy that day to day builds relationships with loan servicers, partners, and customers. You can find him on his laptop 23 hours a day and stroking his beard the other hour.

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