Skip to content

Download our App today and put money back in your wallet.

Debt Repayment Your Members Will Feel Great About

Changed provides a debt repayment hub for your members to track, manage, and repay all of their debt in one place to build better financial health sooner.

Laptop screen showing Changed dashboard

Selected partners:

Do Debt Differently

With Changed, you can boost revenue through a value loop that fosters engagement, loyalty, and new product conversion.

Mortgage icon

Help Your Members Save Big

Your customers want to know how to manage and pay down their debt. But without the proper resources, they can quickly feel overwhelmed. With a tool like Changed, your members can monitor their savings and put more money toward debt repayment with every purchase they make.

Money bag icon

Boost Your ROI

Increase product utilization among members with one single platform that centralizes the debt repayment experience. Way more than a PFM, Changed is an ABFM (action-based financial manager). Build member loyalty and attract a younger demographic so you and your members will be in it together for the long haul.
Scaling up icon

Scale Your Solution

We get it: You need a platform that can grow as you grow. We offer co-branded experiences and customized offerings with our APIs. We do the heavy lifting; your teams view it all and can take action in their dashboards. Changed ...

  • Creates a hub to connect all member debt data in one place
  • Securely moves funds
  • Verifies loans
  • Sends debt payments

Want to see what Changed can do for you?

Our experts say it best. Schedule a consultation today with a member of the team to learn more about our customized solutions.

What Are Members Saying?

What's the ROI?

Foster loyalty with your consumers so you can be their go-to banking partner in this phase of their life and the next. By offering them a cost-effective, user-friendly tool to pay down their debt, you'll quickly become your members' go-to on all money matters as they build toward their financial futures. 

What's the ROI diagram
Artboard 4
13% +9%
Product usage last month
350 +12%
Members looking to buy a home in the next 12 months
$150k +23%
Saved in interest for your members in the last 90 days

Innovation That Doesn't Compromise on Personal Security

We work with financial institutions like yours to ensure that customers' personal information is kept secure and protected. 

Data security icon


Our end-to-end encryption and insured funding accounts put customers' privacy first and keep their data safe.
Padlock icon


Users enter protected login credentials via SSO and/or FaceID. The experience can also live within your digital experience.
Compliance icon


From user data to secure money movements, Changed follows all regulatory requirements and can provide the documentation your team needs to make a sure decision.

Our Competitive Edge

changed logo
PFM? Nope
PFMs are great at telling you what you're bad at and leaving it there. No action here.
API, SDK, ??? - Sure but not needed.
Getting IT involved, spending weeks in docs, and doing all the heavy lifting is not a good use of your time. 
Integrated where you are
Outside, link-out, disjointed experiences that you'll be embarrassed to share with your members.  
Fort Knox
Lack of data security, data control, and data ownership is not in your best interest.
So, how much does it cost?

No clear ROI, unpredictable pricing, and budget meetings.

person with phone

Why Debt Repayment Needs to Change

Read the latest from our founders about how they got their start and why they’re ready to help customers like yours change their relationship with debt forever.


Make debt-free doable for your members.