Do Debt Differently

Change the way you pay off debt.

Aakash had more than $70,000 in debt. He was trying to pay it down as fast as possible and used Changed as the added catapult to get him over to debt freedom. Aakash needed a new car and a vacation, and now that he’s debt-free, he might just drive to Hawaii! Kidding ... but more vacations are now on the horizon.

"I loved that while I was aggressively paying off student loans, I was still indirectly making micropayments when I went to buy groceries or fill up my car with a tank of gas. Most people don't think about how those micropayments can help eliminate the wrath of student loan interest, so I'm extremely grateful for Changed for helping me get
rid of interest quicker!"

Aakash's success in numbers:

$7,800

Paid toward his debt

$5,788

Interest saved

3 years

Time saved

Enjoy mindless savings.

Devin earned her Masters in Biology and now works as a senior research assistant in a virology lab. Because of her student loans, Devin couldn't save and would always have to plan the times to hang out with her friends due to budget restraints!

"Changed was great because it was mindless saving based on my own spending. Sometimes when I set a goal to save X amount of money, it can feel like I'm "losing" a lot of money at once if I move it to a separate account. But with Changed I never missed the money that it saved for me. Towards the end of my loan I was really trying to boost my monthly payments and having the option to set a fixed amount for Changed to save every week, in addition to what was being rounded up, was very helpful."

Devin's success in numbers:

$2,850

Paid toward her debt

$2,284

Interest saved

1.5 years

Time saved

Uncover new opportunities.

Chris had $30,000 in debt that took him over a decade to overcome, but Changed made it part of his routine to get ahead. He wished he prioritized his debt sooner so he could take the career opportunities he was dreaming about. Now, Chris is in the position to take off!

"It was easy. I didn't have to think about increasing my repayment amounts. It made my payments part of my routine and having the app began my focus on eliminating my debts."

Chris' success in numbers:

$3,650

Paid toward his debt

$2,992

Interest saved

1.5 years

Time saved

How to Get Started

No matter what stage of life you're in, whatever your next big financial goal, debt repayment can feel overwhelming. But with the right tools at your fingertips, you can take control of your debt once and for all.

Round Up Savings

When Devin grabs a caramel macchiato in the morning ($4.73), or meets up with friends on the weekend for sushi ($22.64), she swipes her card and forgets the rest. So what if, in the background, that extra bit of change on every purchase was being put to good use?

That's exactly how Changed operates. Changed tracks your spending and rounds up to the nearest dollar, so you can save big over time without ever feeling the burn.

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Set Savings Goals

Stuck between building your savings and paying down debt? With Changed, you don't have to choose. We help you establish an emergency fund, set aside money for a downpayment, or work towards any number of your money-saving objectives. It's streamlined savings, all from the palm of your hand.

Take Jake, for example. Jake didn't let paying down debt stand in the way of pursuing his dreams. In fact, thanks to Changed, he knocked out his debt repayment in just 5 years. Today, he's one step closer to purchasing the home of his dreams.

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Automate Payments

For Aakash, automated means out of his way. Every time Aakash saves, those micro-savings go directly toward paying down his debt. That means Aakash is one step closer to living debt-free and jet-setting off into the sunset on his next travel adventure.

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Track Your Progress

Keep the money-saving momentum going with in-app tools to track the progress of your savings. What better motivation than keeping tabs on your small victories along the way? That’s what Drew did–and look where he is now.

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Round Up Savings

That's exactly how Changed operates. Changed tracks your spending and rounds up to the nearest dollar, so you can save big over time without ever feeling the burn.

Learn more

Set Savings Goals

Learn more

Automate Payments

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Track Your Progress

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Changed in the News

7 Tips to Prepare Yourself Before Student Loan Repayment

Student loan debt doesn't have to be a mystery. Learn about loan repayment before you get there.

Student Loan Repayment: A Family Affair

Changed has launched the Family and Loved Ones feature so those who want to help most, can.

Changed on ABC's Shark Tank

Changed, an app that rounds up the spare change from your everyday purchases to help you pay off your student loans sooner and for less in interest costs, will appear on ABC's popular Emmy-Award-winning reality show Shark Tank Jan. 28 at 8 p.m. CT.