Superpower your spare change
The average $39,400 student loan can end up costing you over $60,000 if you stick to the minimum payments every month.
You can save over $10,000* if you make additional payments regularly. But budgeting for that isn't easy.
ChangEd makes it effortless by rounding up your everyday purchases to the next dollar and setting aside your spare change for additional payments.
How We Work
Here's how a ChangEd member sticks it to their loans
We analyze your spending
Spend $2.45 on your next cup of coffee and you just put $0.55 towards your student loan. 3 cents here, 45 cents there, and you're taking charge of your student loans.
We do all the work for you
Your change gets transferred to your FDIC insured ChangEd Account. When your ChangEd balance reaches $100, we send a payment out to your loans automatically. The best part? You don't even have to budget.
Watch your loans shrink
Check your progress in your personal dashboard. See payments made, how much you are saving in interest, and how much sooner you'll pay off your loan! You're one step closer to a life without student loans!
A Student Loan Revolution
How the ChangEd app works
Stats & Figures
We know there's a problem. Let's change that! (with spare change)
The average amount of debt a student graduates with.
The average amount a loan holder pays in interest over the life of their loan. During a 25 year repayment term at 6.8% interest.
The amount you can save in interest costs collecting spare change for your loans
The years you can knock off your repayment term by using ChangEd
The average amount of change that can be collected per day and applied to loans
How quickly you can get on the path to a shorter and less expensive student loan using ChangEd