Skip to content

Download our App today and put money back in your wallet.

Why SoFi?

Refinancing your student loan can be an added boost in savings.

Check My SoFi Rate

Refinance with SoFi During This Sponsorship Period and Get These Perks!1


Changed Perk: Get a $200 roundup match bonus for three months when you refi with SoFi!


Changed Perk: You just entered the $500 Perks payment giveaway by viewing this SoFi Refi offer!


See if you qualify for a lower rate on your student loans with SoFi and save!


You can consolidate multiple loans into one with SoFi and simplify repayment!


Changed Perk: Get one year of Changed for FREE when you refi with SoFi!


SoFi is joining our mission to help you save but these offers end soon! See below for details.


Student loan refinancing can be a way to lower your interest rate, simplify repayment, and get out of student loan debt sooner. Changed is on a mission to eliminate student loans and has partnered with some of the top lenders in the market. Our refinancing partners offer some of the most competitive interest rates out there, and you can save thousands of dollars thanks to flexible terms and low fixed or variable rates. Refinancing can also consolidate multiple loans into one simple payment to build a better repayment plan. The best part is that you can still nickel and dime your refinanced student loan with Changed to save even more.



Save thousands on your student loans. You could save money each month, or pay off your loan faster.

  • Save thousands of dollars thanks to flexible terms and low fixed or variable rates.
  • Simple online application and access to live customer support 7 days a week.
  • No application or origination fees. No prepayment penalties.
  • Exclusive access to SoFi member benefits.
Check My SoFi Rate

Get These Changed Perks During the SoFi Sponsorship

  • Enter to win a $500 Changed Perks payment giveaway sponsored by SoFi by viewing this offer during the sponsorship period.
  • Get a $2002 bonus roundup match by saving with Changed for three months when you refinance with SoFi!
  • Get a one year subscription to Changed for free when you refinance with SoFi during this sponsorship!
  • Consolidate multiple loans into one and simplify repayment with SoFi!*
  • Send your nickels and dimes with Changed to SoFi to after refinancing to save more.
  • These Perk offers are only valid for 1 week (Starting 07/13/20 at 12am CST to 07/19/20 11:59pm CST). You must view this offer page within this time frame to qualify for the giveaway and apply for refinancing through the links provided on this page within the dates listed to qualify for the Changed Perks listed.  See the official rules here.

2Terms and Conditions

*Offer eligible for new student loan refinance customers only, who do not reside in the state of Ohio at the time their loan is funded, and may not be combined with any other offers or discounts-- apart from the autopay discount. Offer is subject to lender approval. To receive this offer, you must: (1) have a current ChangEd account; (2) complete a loan application with SoFi for a student loan refinance product; (3) register and/or apply through the landing page provided; (4) and meet SoFi’s underwriting criteria. Once conditions are met and your new loan has been disbursed, SoFi will begin to match the ChangEd roundups you accrue for three months, and up to $200 total. You will receive your ChangEd roundups value within 30 days of the end of the three month period. SoFi reserves the right to change or terminate the offer at any time with or without notice. Additional restrictions or conditions may apply.

ChangEd receives compensation from SoFi on a per-funded loan basis.

Terms and conditions apply. SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS PROSPECTIVELY BASED ON MARKET CONDITIONS AND BORROWER ELIGIBILITY. Your existing student loan(s) must total a minimum of $5,000 to be eligible for refinancing. Minimum loan amount may be higher in specific states due to legal requirements. To qualify, a borrower must be a U.S. citizen or other eligible status, have graduated with an associate degree or higher from an eligible Title-IV-accredited college or graduate program, and meet SoFi’s underwriting requirements; see SoFi refinance loans are private loans and do not have the same repayment options that the federal loan program offers such as Income Based Repayment or Income Contingent Repayment or PAYE. Information current as of 7/13/20 and subject to change. Loans originated by SoFi Lending Corp (dba SoFi). Licensed by the DBO under the California Financing Law, license #6054612. NMLS #1121636 ( See for state-specific license details.