At Changed, roundups are where most people start — every purchase you make gets rounded up to the nearest dollar, and those cents add up to make extra payments toward your debt. On average, people save around $75 to $100 a month just from roundups. That’s powerful, because it’s money you don’t even miss — but it’s only the beginning.

That’s where Boosts come in.

What Are Boosts?

Boosts are extra transfers you schedule or send whenever you want to accelerate your progress. Think of them as your financial turbo button. While roundups work in the background, Boosts let you step in and give your debt payoff an intentional push.

It can be as little as $5 or as much as you feel comfortable with. The idea isn’t about the size of the transfer — it’s about consistency and momentum.

Why Boosts Matter 

Boosts aren’t just “extra money” on top of roundups. They’re a way of turning occasional motivation into long-term habit. When members use Boosts regularly, they:

• Pay off debt faster: Even small scheduled Boosts shave months or years off payoff timelines.

• Save more on interest: Every Boost lowers your balance sooner, which reduces how much interest lenders can charge you.

• Build financial confidence: You’re not just waiting for roundups — you’re actively choosing progress.

The Proof Behind Boosts

• People who use one-time Boosts send an average of $1,865.

• People who set up scheduled Boosts send even more — about $2,173 on average.

That’s not small change — it’s the difference between casually paying down debt and putting yourself years ahead.

Real-Life Example

Let’s say you set a weekly Boost of $10. Over the course of a year, that’s more than $500 extra toward your debt — on top of roundups, which already average $75–$100 per month. Add those together, and you’re not only knocking down your balance quicker, you’re saving yourself from hundreds of dollars in future interest.

1 Roundups alone can add up to about $75–$100 each month, which comes out to roughly $900–$1,200 a year (about $1,125 on average). When you layer in Boosts — like a simple $10 weekly Boost — that’s another $520 a year on top. Together, roundups and Boosts can send about $1,645 extra each year straight to your debt, helping you pay it off faster while saving on interest.

How to Start Boosting

Using Boosts in Changed is simple:

1. Open your Changed app.

2. Choose whether you want a one-time Boost or a recurring schedule.

3. Pick the amount that works for you.

4. Sit back and let Changed do the rest.

Whether it’s a coffee run you skipped, a refund you just got, or a weekly habit you want to build, Boosts make sure that money gets you closer to your debt payoff goals.

The Bottom Line

Roundups plant the seeds. Boosts give them sunlight. Together, they turn spare change and small habits into a powerful strategy to get you debt free faster.