Add All Your Debts

Connect all your debts in one place. Changed organizes everything so you can clearly see what you owe and choose where to start.

Start with the smallest balance to build momentum (snowball), the highest interest rate to save more over time (avalanche). Changed works either way.

Automate Extra Payments

Changed helps you make extra payments automatically on top of what you’re already paying.

Round-Ups turn everyday purchases into small amounts that go straight toward your selected debt.

Add Boosts When You Want

Whenever you have extra, Boosts make it easy to put more toward your debt. Send a one-time Boost anytime, or schedule Boosts for payday, weekly, or monthly.

Roll It Forward

When one debt is paid off, you choose what’s next — and your payments continue building momentum.