Here's the legal stuff

LendKey

*In the event that you would like to move forward with any of the conditional offers, you will be required to complete an application with the lender on the LendKey website, at which point we will conduct a credit report inquiry (which may affect your credit score).

Bonus offer is subject to lender approval. To receive this offer, you must: (1) have a current ChangEd account; (2) complete a loan application with LendKey for a student loan refinance product; (3) register and/or apply through the landing page in this email. Once conditions are met and your new loan has been disbursed, LendKey will begin to match the ChangEd roundups you accrue for three months, and up to $200 total. You will receive your ChangEd roundups value within 30 days of the end of the three month period. LendKey reserves the right to change or terminate the offer at any time with or without notice. Additional restrictions or conditions may apply.

ChangEd receives compensation from LendKey for funded loans.

All loans offered via LendKey’s website are made by credit unions and banks participating on the LendKey platform. LendKey Technologies, Inc. (“LendKey”) is not a lender, nor does LendKey have any ownership interest in the loans originated on the platform.

SoFi

Terms and Conditions Apply. SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. To qualify, a borrower must be a U.S. citizen or permanent resident in an eligible state and meet SoFi’s underwriting requirements. Not all borrowers receive the lowest rate. To qualify for the lowest rate, you must have a responsible financial history and meet other conditions. Rates and Terms are subject to change at any time without notice and are subject to state restrictions. SoFi refinanced loans are private loans and do not have the same repayment options that the federal loan program offers such as Income Based Repayment or Income Contingent Repayment or PAYE. Licensed by the Department of Business Oversight under the California Financing Law License No. 6054612. SoFi loans are originated by SoFi Lending Corp.

ChangEd receives compensation from SoFi on a per-funded loan basis.

*Offer eligible for new student loan refinance customers only and may not be combined with any other offers or discounts, apart from the autopay discount. Offer is subject to lender approval. To receive this offer, you must: (1) have a current ChangEd account; (2) complete a loan application with SoFi for a student loan refinance product; (3) register and/or apply through the landing page in this email; (4) and meet SoFi’s underwriting criteria. Once conditions are met and your new loan has been disbursed, SoFi will begin to match the ChangEd roundups you accrue for three months, and up to $150 total. You will receive your ChangEd roundups value within 30 days of the end of the three month period. SoFi reserves the right to change or terminate the offer at any time with or without notice. Additional restrictions or conditions may apply.