Superpower your spare change
The average $37,172 student loan can end up costing you over $60,000 if you stick to the minimum payments every month.
You can save over $10,000 if you make regular principal payments every month. But budgeting for that isn't easy.
ChangEd makes it effortless by rounding up your everyday purchases to the next dollar and setting aside your spare change for principal payments.
How We Work
Here's how a ChangEd member sticks it to their loans
We analyze your spending
Spend $2.45 on your next cup of coffee and you just put $0.55 towards your student loan. 3 cents here, 45 cents there, and you're taking charge of your student loans.
We do all the work for you
Your change gets transferred to your FDIC insured ChangEd Account. Hit $100 in accumulated change and we send a payment out to your loans. The best part? You don't even have to budget.
Watch your loans shrink
Check your progress in your personal dashboard. See payments made, how much you are saving in interest, and how much sooner you've paid off your loan! You're one step closer to a student loan-free life!
All of this for $1/month
Save years off your loan and thousands in interest
A Student Loan Revolution
How the ChangEd app works
Stats & Figures
We know that there's a problem. Let's change that! (with spare change)
The average amount of debt a student graduates with.
The average amount a loan holder pays in interest over the life of their loan. During a 25 year repayment term at 6.8% interest.
The amount you can save collecting spare change for your loans
The years you can knock of your repayment term by using ChangEd
The average amount of change that can be collected per day and applied to loans
How quickly you can get on the path to a shorter and less expensive student loan using ChangEd
Nickel And Dime Your Student Loans!