Your Student Loan Gameplan
Steps to take with your student loans during uncertain times
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Select your situation below
Info for federal loans to help you build your Gameplan
You're in the in-crowd. Close to 90% of student loan borrowers have federal loans. There are pros and cons to having federal student loans debt. During these uncertain times, let's focus on the pros. The US Government recently announced that ALL federally backed loans will carry a 0% interest rate until September 30, 2021.
Here's what that means for you:
Info for Private loans to help you build your Gameplan
So you have private student loans. This means you either borrowed from a private lender to supplement your education or you refinanced your loan to get a better rate. Either way, this is your time to shine. Refinancing interest rates are at all-time lows and taking advantage of them is in your hands. If you're having trouble making payments, reach out to your lender to negotiate a payment plan.
Have both Federal & Private?
How to decide where to start
If you have private and federal student loans, you have some choices to make. Pay down the principal on your 0% interest federal loans or pay more on your private loans that carry an interest rate. We suggest you pay down those interest-bearing loans while taking advantage of your 0% interest rate. Either way, ChangEd can help you automate that.
Helping a Loved One?
Easy things you can do to help your loved one stay on top of their student loans
Your support couldn't be more important than right now! The fact that you're helping your loved one with this important part of their lives is a big deal. Thank you so much! That being said, you should know and share some options with your loved one.
Not Sure What Type Of Loan
Follow these easy steps to find out if you have a Federal or Private loan
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If you can't find your servicer or need help...reach out here
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