Your Student Loans Don't Stand A Chance
ChangEd was built by Student Loan borrowers for Student Loan borrowers to accelerate your repayment and eliminate your loans sooner! Get your first month free through Climb Credit by downloading today.
A Step-by-Step Guide
Set it up once and we take care of the rest!
Starting With The Basics
Like any good relationship, we need to get to know you
To create and setup your personal FDIC insured ChangEd savings account, we need some personal info. Enter your legal name, date of birth, phone number and address. Your info will never be used for anything else other than setting up your account.
Next, add your student loan info
Link all loans directly and securely
Using your loan servicer login credentials, securely link all of your loans to ChangEd. Once connected, choose which account you want to pay down first. It's that easy. We cover all student loan servicers and offer a manually way to add lenders that aren't covered with direct linking.
Then, add accounts you want to save from
Securely link your bank and spending accounts
Once connected, select any accounts that you wish to have analyzed for round ups. (You can choose multiple accounts to round up from). Then, select your preferred funding account for ChangEd to make transfers from. ChangEd analyzes round ups from multiple accounts and will transfer from one selected funding account.
Setup is that easy!
Get to know your ChangEd app
Welcome to your Home Screen
Watch your savings fill up the ChangEd squirrel
The home screen is your student loan hub. Track your savings, view your transfers and watch as you get closer to a payment! Transfers are made in $5 increments based on your savings. Once your ChangEd squirrel fills up, a payment is sent automatically. Set it, forget it, and save!
Pro tip: Boost your savings. Tap the BOOST icon on your home screen to add a one time transfer to your roundups. You can Boost daily!
Your Accounts Screen
All your connected accounts in one place
Track each month's round ups and savings from your linked accounts here. Swipe through your accounts and scroll to see just how many roundups each account brings.
Pro tip: The more accounts linked, the more savings!
Your Payments Screen
Track your progress and savings
This is where you will be able to see just how much time and money you are saving with ChangEd! Check in to see your total savings as well as your projected savings. Track payments, see your savings grow and say RIP to your student loans.
ChangEd PERKS Program
Earn free payments
Earn perk points by referring friends, family and reaching repayment milestones. Those points that never expire are entered into a weekly raffle for your shot at a loan payment on us!
Pro tip: Family and loved ones can be contributors to your student loan. Multiple contributors multiply your savings!
Boost your savings
Next level savings
Click the rocket on your home screen to take your savings to the next level. Customize a scheduled or one time transfer that fits your budget to get ahead of your loans. Pick the amount you want to send and we'll tell you the estimated time and money your saving!
Savings Speed
Customizable saving for everyone
Everyone saves at their own speed. Choose from Budget, Standard or All mode and see how much you'll save at each speed. Find savings speed options in your settings menu located with each institution you have linked.
Pause Transfers
Save on your terms
Round ups getting to be too much? Don't worry, you have the ability to press pause at any time. Pause for 15, 30 or 60 days; whatever works best for your budget.
Say RIP Student Loans!
